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Home
Services
Tips
Pay Online
About Us
Contact Us
Tips
MOTOR
Declare all known drivers because undeclared drivers may be subject to above standard policy deductibles/excesses
Drivers’ licenses must always be valid. Remember renewal is in your birth month
Valuations are required for comprehensive cover at renewal and inception
Road Worthy Certificates are required for vehicles eight (8) years and over
Immediate notification should be given if you take your vehicle off the road for any length of time
PROPERTY
Your sum insured should always reflect replacement cost as claims are paid on this basis
Include professional fees and debris removal in your sum insured
Include VAT in your sum insured
Keep fire- fighting equipment updated
Install security measures as much as possible to take advantage of any discounts.
GENERAL CLAIM TIPS
Do NOT admit liability as this is the insurers’ responsibility – just state the facts
Obtain names and contact details of other persons involved
Report ALL incidents/ claims immediately
Do not abandon damaged property. Take all reasonable measures to secure it
Make every effort to mitigate your loss
Retain a copy of any statements given to the police
Record name, badge number and station of attending police officer(s)
Record details of any loss, damage or injury and take photographs if possible