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info@quality-insure.com

Call Us

12466291001
Tips
MOTOR
  • Declare all known drivers because undeclared drivers may be subject to above standard policy deductibles/excesses
  • Drivers’ licenses must always be valid. Remember renewal is in your birth month
  • Valuations are required for comprehensive cover at renewal and inception
  • Road Worthy Certificates are required for vehicles eight (8) years and over
  • Immediate notification should be given if you take your vehicle off the road for any length of time
PROPERTY
  • Your sum insured should always reflect replacement cost as claims are paid on this basis
  • Include professional fees and debris removal in your sum insured
  • Include VAT in your sum insured
  • Keep fire- fighting equipment updated
  • Install security measures as much as possible to take advantage of any discounts.
GENERAL CLAIM TIPS
  • Do NOT admit liability as this is the insurers’ responsibility – just state the facts
  • Obtain names and contact details of other persons involved
  • Report ALL incidents/ claims immediately
  • Do not abandon damaged property. Take all reasonable measures to secure it
  • Make every effort to mitigate your loss
  • Retain a copy of any statements given to the police
  • Record name, badge number and station of attending police officer(s)
  • Record details of any loss, damage or injury and take photographs if possible