Online Payment Terms and Conditions

Quality Insurance Brokers & Financial Service Ltd is offering you the facility to make online PREMIUM payments via our website as a convenient option to you our valued client.  By using this facility you agree to the following:-

You have read and agreed to our Privacy and Refund policies.

Payments can be made via your Master or Visa card.

We reserve the right to add, amend, alter or remove any payment option at our discretion and without notice.

Payments must be in made in the currency indicated.

Your card will be charged according to your instructions as soon as you make your payment and your account will be updated to reflect your payment within three (3) business days.

No payment or any portion of a payment will be considered paid until this amount is received by us.        

The processing of your online payment is dependent on the accuracy of the information submitted.  If we are unable to process your payment because of any inaccuracy on your part we will attempt to contact you via the telephone number and email address given to us.  However, if we are unable to reach you we will reverse the charge to your credit card. You are also responsible for any regulatory or banking charges or fees that may be incurred in such instances. It is important to note that overdue payments can affect the continuation of your policy coverage.

Your use of this facility will not violate any local or international laws or regulations.

Payments for policy excesses/deductibles in the case of a claim are excluded from this facility.

You agree and acknowledge that internet transactions are never entirely secure or private and that Quality Insurance & Financial Services Ltd (QIBFSL) has no duty or liability to you for any interception of data by unauthorized parties or for any event beyond the reasonable control of QIBFSL including the functionality or operation of the website.
You agree that you are responsible for keeping your computer free from viruses and malicious programmes.

CONFIRMATION OF PAYMENT

We will issue a confirmation to you about your payment via our website, email, receipt or otherwise.