Resources

GENERAL CLAIM TIPS

  • Do NOT admit liability
  • Obtain names and contact details of other persons involved
  • Report ALL incidents/ claims immediately
  • Do not abandon damaged property, Take all reasonable measures to secure it
  • Make every effort to mitigate your loss
  • Retain a copy of any statements given to the police
  • Record name, badge number and station of attending police officer(s)
  • Record details of any loss, damage or injury and take photographs if possible
  • Ensure you can identify the insurance company of the third party’s vehicle
  • Report automobile accidents and burglaries/ thefts to the police immediately
  • Seek to quantify your loss by providing costs/ values or estimates for repair

GENERAL INFORMATION

MOTOR

  • Declare all known drivers as undeclared drivers may be subject to above standard policy deductible/excess
  • Drivers’ licences must always be valid, Remember renewal is in your birth month
  • Valuations are required for comprehensive cover at renewal and inception
  • Road Worthy Certificates are required for vehicle eight (8) years and over
  • Immediately notification should be given if you take your vehicle off the road

PROPERTY

  • Your sum insured should always reflect replacement cost as claims are paid on this basis
  • Include professional fees and debris removal in your sum insured
  • Include VAT in your sum insured
  • Keep fire- fighting equipment updated
  • Install security measures as much as possible to take advantage of any discounts.

LIABILITY

  • Provide a safe environment for your employees
  • Make sure that all areas open to the public are safe
  • Take the necessary health and safety precautions

ALL CLASSES

  • Give notice of any changes in contact details immediately
  • Declare any changes to the risk as soon as possible
  • Renewals should be confirmed on or before your renewal date to ensure your coverage remains in force

Subscribe To Our Newsletter

Join our mailing list to receive the latest news and updates from our team.

You have Successfully Subscribed!

Need Help? Chat with us